Easy, fee-free banking for entrepreneurs
Get the financial tools and insights to start, build, and grow your business.
Transparent Pricing
Price transparency is important because, prices are not fully transparent to all market participants, with some real-time quote and liquidity measures only available for a fee from exchanges
Read MoreFully Encrypted
Using end-to-end encryption is the way KPIB make sure that your email messages and attachments are entirely secure. With this method, your emails are encrypted while sitting at rest in an inbox and in transit to your recipient.
Read MoreOur strenghts
Our proven and active investment strategy provides effective solutions regarding both performance and risk management, regardless of the conditions in the financial markets or the real economy.
Safe and Secure
Without changing your workflow, you can have complete control over your Gmail attachments by sending an encrypted email directly within Gmail. You can also choose if recipients can download or print your attached document.
Read MoreFreelancers, entrepreneurs, and sole traders
KPIB gives you a clear view of what you can spend. Votre A professional account for your self-employed / freelance / auto entrepreneur status allowing you to be paid and to pay your expenses (contributions, RSI, VAT, taxes...). Thanks to your personal account you can isolate your personal expenses and know in real time your available balance.
- Free plan available
- Full data privacy compliance
- 100% transparent costs
- Commitment-free
- Real-time spending overview
- Debit MasterCard included




Small- to medium-sized businesses
Reconcile in real time, 100% of received payments on your professional account thanks to virtual IBANs linked to your business account. You know who paid you and you can see which invoices have been paid in real time and know when to send a payment reminder.
- Easy transfers
- Deposit checks instantly
- A powerful open API
- Coverage around the world
- Business without borders
- Affiliates and partnerships
Our features
Better than a business account or a personal bank account, enjoy our services to manage your company's finances and your personal expenses
Online payment
An online payment solution you can install on your website or a link that can be sent by SMS.
Professional account
Ideal for EURL, SAS, SASU, SARL, SA, SC, self-employed, freelancers, entrepreneurs, associations, professionals.
Cash management
Digitalize your expense reports with dematerialized receipts, automatic VAT calculation and full integration into your accounting system.
Client direct debit
Collect your customers by direct debit and automatically collect the amounts owed on the due date on your KPIB account.
Expenses and accountancy
Paperless receipts, VAT calculations, unlimited exports and automatic integration with your accounts.




Banking and investing Services
KPIB has developed a Banking and investing program to manage accounts linked to IBANs, to manage your international transfers, to emit physical MasterCard® or Visa Card®, to manage the methods used for card delivery, to manage users’ KYCs, to monitor risks of fraud, etc. We supply all the necessary building blocks to build your service